What is a Shopping Loan? A Shopping Loan is a system that allows customers to purchase products in installments through a merchant agreement between each Ailin store and Jaccs Co., Ltd.
◆How to Purchase with a Shopping Loan
step.①
On the checkout page, please select "Shopping Loan" as your payment method.
step.②
You will receive an application email from our store. Please check the contents and access the URL provided in the email. Enter your application details and customer information on the JACCS website.
step.③
After screening, JACCS will contact you to confirm your understanding of the contract details.
step.④
Once the shopping loan contract is complete, we will ship the product from our store.
step.⑤
The product will be delivered to you by our contracted delivery company.
You will receive the product and documents confirming the shopping loan agreement. Please fill in your withdrawal account on the "Account Transfer Request Form" that will be sent separately, and return it to JACCS using the enclosed return envelope.
◆Shopping Loan Service Details
●Available for total orders of 30,000 yen or more, with monthly payments starting from 3,000 yen. ●Total payment = (total product price including tax) + (shipping fee) + (interest and handling fees) ●Installment payments, combined bonus payments, lump-sum bonus payments ●Withdrawals begin on the 27th of every month, starting two months after the contract date.
A payment simulation is available. Please click the link below to use it. ※Shipping fees vary depending on the product size and delivery address. If you wish to use the payment simulator, please be sure to provide your address and the desired product name via the inquiry form. We will inform you of the shipping fee in return.
◆Total Order Amount of 250,000 yen or more (incl. tax)※Interest/handling fees from 6.9%
■ If you choose installment payments, a credit company screening will be required. Please note that a contract may not be possible depending on the screening results.
■ After receiving the screening email from JACCS, please complete the input promptly. If more than 3 days pass after receiving the email, your application may be automatically canceled.
■ Minors cannot apply for shopping credit. Even in the case of a proxy contract, the withdrawal account and other details must be the same as those of the contractor. Please consult thoroughly between yourself and the proxy contractor when applying.
■ Jaccs Webby is a service for individuals, so applications under a corporate name are not accepted. If you wish to use the service, please apply under the personal name of a representative or similar.
■ Mobile email addresses cannot be used for application. Please provide a "PC email address." ※If you do not have a PC email address, please contact us.
■ Please return the account transfer request form within 3 days of receipt. All shopping loan procedures will be completed once JACCS confirms the return.
